Currency Converter
Convert between 28 major currencies using representative 2026 rates.
100 USD =
€92.00
1 USD = 0.9200 EUR
Frequently asked questions
Why do exchange rates change?
Exchange rates fluctuate based on supply and demand in currency markets, influenced by interest rates, inflation, economic data, and geopolitical events. Rates can change by the second in live markets.
What's the difference between mid-market rate and bank rate?
The mid-market rate is the midpoint between buy and sell prices — the 'real' rate. Banks and payment services add a markup (typically 1-4%) on top. Services like Wise or Revolut offer rates closer to mid-market.
What currencies are best for international trade invoicing?
USD is the most common trade currency globally. EUR is dominant in Europe. CNY is increasingly used for China trade. Invoicing in a major currency reduces exchange rate risk for both parties.
How do I protect against currency risk in trade?
Common methods include forward contracts (lock in a rate for future payment), currency options, invoicing in your home currency, or using a multi-currency business account to hold foreign currencies.
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Incoterms 2020 Explained
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Reference
Import/Export Documents Checklist
Commercial invoices must state currency — know what's required.
Frequently asked questions
Are these live exchange rates?
No. These are representative 2026 reference rates for planning and quoting. For live interbank or trading rates use your bank's platform or a regulated FX provider.
Which currencies are supported?
28 major currencies: USD, EUR, GBP, JPY, CNY, HKD, KRW, INR, AUD, CAD, CHF, SGD, NZD, MXN, BRL, ZAR, TRY, AED, SAR, THB, VND, IDR, PHP, MYR, SEK, NOK, DKK, PLN.
Can I use this for customs declarations?
Customs authorities publish official monthly exchange rates for declarations. Use the official rate in your declaration, and this converter for planning only.
Why does my bank quote a different rate?
Banks add a spread on top of the mid-market rate — typically 1.5–3% for retail customers. This tool shows the mid-market reference; expect to pay slightly more when buying and receive slightly less when selling.
Is there a fee to use this converter?
No. ImportCalcs tools are free. The site is supported by display advertising.
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